About InvestoAI

InvestoAI Corp

InvestoAI was started by Jason Jiang, a former financial adviser. In that job he watched the same thing happen in every downturn: clients who had agreed, in calm times, that falling markets were the moment to add money, and who then could not bring themselves to do it when the moment came. Fear, timing, a busy week, a news cycle. The plan was fine; the follow-through was the problem.

Smart DCA is the answer to that one problem. You set a daily amount once. The rule reads the market every trading day, invests your usual amount when nothing is happening, and invests more, from a reserve it has built on the calm days, when the market has fallen. It then places the order in your own brokerage account. There is nothing to remember and no decision to make on the hardest days.

Around the rule sit two information products, the Morning Brief and Stock Insights, written to describe what is happening, never to tell you what to do.

What we believe

• Execution beats advice. Most people already know what they should do in a downturn. Software that does it for them is worth more than another opinion.
• Your money stays yours. We never hold funds. Orders run in your own account, under your own authorisation, and you can stop them any time.
• Say what the data says. We show the whole backtest, including the windows where the rule finished behind, and we do not use words like guarantee, buy or sell.

Where it goes

Smart DCA is the first product built on the engine. The next is a robo-advisor built on the same engine, offered through an affiliated registered investment adviser; registration is in preparation and advisory services are not offered until it is complete.

The company

InvestoAI Corp. Brokerage connections: Charles Schwab (live), Interactive Brokers (coming soon). Contact: investoai@investoai.com.